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with The IHC Group Today!

The IHC Group owns three insurance companies (Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company), and IHC Specialty Benefits, Inc., a technology-driven insurance sales and marketing company that creates value for insurance producers, carriers and consumers (both individuals and small businesses) through a suite of proprietary tools and products (including ACA plans and small group medical stop-loss). All products are placed with highly rated carriers.


Available Markets: Group


Available States: All States

Products

Fusion / Fusion STM

Product Type: Fixed Indemnity

Market: Group

Issue Type: Simplified Issue

Description: Metal Gap 2 provides payments, made directly to you, when a covered critical illness or accident occurs. Because the payment is sent directly to you, it can be used to pay for your health plan’s deductible or other cost-sharing, or for everyday expenses such as rent, a mortgage, a car payment or credit card bills. And just like your Obamacare plan, Metal Gap 2 is a guarantee issue plan, meaning you cannot be turned down for coverage based on your health history.

Details

Metal Gap 2

Product Type: Fixed Indemnity

Market: Group

Issue Type: Simplified Issue

Description: Hospital, surgical, and critical illness fixed insurance benefits designed to be paired with short-term health insurance

Product Type: Short-Term Medical

Market: Group

Issue Type: Simplified Issue

Description: Short term medical (STM) plans offer a temporary solution when a life transition leaves you uninsured. Plans are available online and are active within 24 hours of applying.

Product Type: Fixed Indemnity

Market: Group

Issue Type: Simplified Issue

Description: Bridge the gap of your Health insurance deductibles and out-of-pocket costs can take a toll on your savings should an unexpected medical event occur to you or someone in your family. Metal Gap plans are bundled insurance benefits that can cover the cost of your deductible should an accident, critical illness or hospital confinement take place, reducing the burden and stress from your wallet.

Metal Gap 1

Secure Lite

Product Type: Short-Term Medical

Market: Group

Issue Type: Simplified Issue

Description: Short term medical (STM) plans offer a temporary solution when a life transition leaves you uninsured. Plans are available online and are active within 24 hours of applying.

Secure Edge

Product Type: Short-Term Medical

Market: Group

Issue Type: Simplified Issue

Description: Short term medical (STM) plans offer a temporary solution when a life transition leaves you uninsured. Plans are available online and are active within 24 hours of applying.

Product Type: Short-Term Medical

Market: Group

Issue Type: Simplified Issue

Description: Short term medical (STM) plans offer a temporary solution when a life transition leaves you uninsured. Plans are available online and are active within 24 hours of applying.

Secure Bridge

Secure Net

IHC Group Contracting

Products*

Availability

Short-Term Medical

Dental and Vision

Medicare Supplement

Critical Illness

Hospital & Surgical Indemnity

Accident

All States

IHC Group
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* Product availability may vary by state.