Supplemental plans are designed to help cover out-of-pocket expenses that may not be covered by your group or individual health plan. Call us today for more details!
After an accident, medical bills can pile up. Accident insurance (supplemental accident insurance or personal accident insurance) can help with medical costs caused by an accidental injury.
Being diagnosed with a critical illness not only affects your health, but your finances, as well. Critical Illness coverage pays a lump sum cash benefit directly to you in the event of a critical health condition.
Term life insurance is exactly what it sounds like – a life insurance policy that you buy for a set number of years – a term – to help your family financially in the event of your death.
Disability income insurance or temporary disability insurance, provides a monthly benefit that can help you cover things like food, rent, utilities, or car payments in the event that you are unable to work due to a disability.
Dental insurance is coverage for common dental care services ranging from preventive care like routine cleanings to more major services like root canals.
Vision benefits may include routine eye exams, prescription glasses or contact lenses and discounts on other vision-related services (including laser surgery).
Hospital and doctor fixed indemnity insurance pays you a set amount of money when you receive specific covered medical services. You get cash to use as you need to help you deal with those expenses.
Hospital Indemnity insurance is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy.