2025 Medicare Commission Schedules & Bonuses

Increased Max Broker Commissions:
CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2025 renewals.

Disclaimer:

The commission schedules provided below are for informational purposes only and are subject to change at any time by the insurance companies. Please see your producer agreement with the respective insurance company for full details.

2025 Medicare Part D Maximum Commissions

  • Initial commissions - $100 member / year
  • Renewal commissions - $50 member / year
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Medicare Advantage Maximum Broker Commissions

  • For CA and NJ: Initial commissions increased to $862 per member per year, and renewal commissions increased to $431 per member per year.
  • For CT, PA and DC: Initial commissions increased to $789 per member per year, and renewal commissions increased to $395 per member per year.
  • For Puerto Rico and the U.S. Virgin Islands: Puerto Rico and the U.S. Virgin Islands: Initial commissions increased to $518 per member per year, and renewal commissions increased to $259 per member per year.
  • In all other states: All other states: Initial commissions increased to $711 per member per year, and renewal commissions increased to $356 per member per year.

Maximum Medicare Broker Commissions for 2025

Annual Comparison Chart

PRODUCT

REGION

INITIAL: 2024 |  2025

RENEWAL: 2024 |  2025

MAPD

National

$611 |  $711                                        $306  |  $356

CA, NJ

$762 |  $862                                        $381  |  $431

CT, PA, DC

$689 |  $789                                        $345  |  $395

Puerto Rico, U.S. Virgin Islands

$418 |  $518                                        $209  |  $259

PDP

National

$100 |  $100                                        $50  |  $50  

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