2026 Medicare Commission Schedules & Bonuses

Increased Max Broker Commissions:
CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2026 renewals.

Disclaimer:

The commission schedules provided below are for informational purposes only and are subject to change at any time by the insurance companies. Please see your producer agreement with the respective insurance company for complete details.

2026 Medicare Part D Maximum Commissions

• Initial commissions - $114 member / annually
• Renewal commissions - $57 member / annually

Medicare Advantage Maximum Broker Commissions

• For CA and NJ: Initial commissions increased to $864 per member annually, and renewal commissions increased to $432 per member annually.
• For CT, PA, and DC: Initial commissions increased to $781 per member annually, and renewal commissions increased to $391 per member annually.
• For Puerto Rico and the U.S. Virgin Islands: Puerto Rico and the U.S. Virgin Islands: Initial commissions increased to $474 per member annually, and renewal commissions increased to $237 per member annually.
• All other states: Initial commissions increased to $694 per member annually, and renewal commissions increased to $347 per member annually.
  

Maximum Medicare Broker Commissions for 2026

Annual Comparison Chart

PRODUCT

REGION

INITIAL: 2025 | 2026

RENEWAL: 2025 | 2026

MA

National

$626 | $694                             $313 | $347

CA, NJ

$780 | $864                             $390 | $432

CT, PA, DC

$705 | $781                             $353 | $391

Puerto Rico, U.S. Virgin Islands

$428 | $474                             $214 | $237

PDP

National

$109 | $114                               $55 | $57   

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